(a)loans or credit that have a specific and documented objective to provide financing for non-prohibited imports or exports of goods and non-financial services between the Union and any third State, including the expenditure for goods and services from another third State that is necessary for executing the export or import contracts; or

7. Notes, however, that the level of committed appropriations carried over to 2013 was high for title II (administrative expenditure) at 35 % and title III (operating expenditure) at 46 %; acknowledges that for title II, this was caused, to a large extent, by events beyond the Agency’s control, such as the late invoicing of the 2012 office rental costs by the Spanish authorities; notes, moreover, that in order to meet the increased operational needs it was faced with in the last quarter of 2012, the Agency ordered a high volume of ...[+++]goods and services for which delivery was still pending by the end of the year; acknowledges that for title III, an important reason for the high level of carry-overs was the considerable workload faced by the agency as a result of the large number of IT projects that were either launched or ongoing in 2012 and this workload had an impact on the timeliness of procurement procedures in the case of two IT projects launched in 2012; acknowledges, furthermore, that expenses related to training and missions undertaken by staff and experts in the last quarter of 2012 were only due for reimbursement at the beginning of 2013;

23. Regrets the fact that, for Greece, Ireland and Portugal at least, the programmes included a number of detailed prescriptions on health system reform and expenditure cuts that have had an impact on the quality and universal accessibility of social services, especially in health and social care, despite the fact that Article 168(7) TFEU establishes that the EU will respect the competences of the Member States; is concerned about the fact that this has in some cases led to a number of people being denied health insurance coverage or access to social protection , thereby increasing the risk of extreme poverty and social exclusion, as re ...[+++]flected in the growing number of destitute and homeless people and their lack of access to basic goods and services;

23. Regrets the fact that, for Greece, Ireland and Portugal at least, the programmes included a number of detailed prescriptions on health system reform and expenditure cuts that have had an impact on the quality and universal accessibility of social services, especially in health and social care, despite the fact that Article 168(7) TFEU establishes that the EU will respect the competences of the Member States; is concerned about the fact that this has in some cases led to a number of people being denied health insurance coverage or access to social protection , thereby increasing the risk of extreme poverty and social exclusion, as re ...[+++]flected in the growing number of destitute and homeless people and their lack of access to basic goods and services;

– (IT) Mr President, ladies and gentlemen, I would like to thank the Chairman of the Eurogroup and the Commissioner, as well as the two rapporteurs who produced this report, because I am convinced that the introduction of the euro has enabled citizens to manage their own family budgets more successfully, by helping them to make savings in their spending on goods and services, and not only this.

(13) The use of actuarial factors related to sex is widespread in the provision of insurance services, in the supply of goods or services, the use of sex as a criterion in the differentiation of prices does not constitute discrimination on the grounds of sex if this differentiation is legitimate and justified on objective grounds and if this requirement is proportionate, e.g. reflecting differences in the underlying costs or expenses.