C. whereas the necessity, function and structure of IGSs are not analogous with those of either deposit guarantee schemes or investor compensation schemes, on account of the different business model used by insurers and the different degree to which consumers are exposed to risk in the event of the failure of an insurer,

14. Calls, in sum, for the phasing-in of a system which would, ultimately, result in a fisheries policy that is ever more in line with the biological capacity of stocks in recovery so as to ensure that the sustainability of the Community's fisheries becomes more of a given than a cause for concern and is perceived as such wherever Community fisheries' products are to be found in the world, which would provide the fleet with the necessary stability and allow for sound and ever more long-term planning, and which would, ultimately, result in a stable system of access to resources in which TACs and quotas need only be modified in specific ci ...[+++]rcumstances and using semi-automatic mechanisms, instead of being altered every year on grounds that are not purely scientific;

14. Calls, in sum, for the phasing-in of a system which would, ultimately, result in a fisheries policy that is ever more in line with the biological capacity of stocks in recovery so as to ensure that the sustainability of the Community's fisheries becomes more of a given than a cause for concern and is perceived as such wherever Community fisheries' products are to be found in the world, which would provide the fleet with the necessary stability and allow for sound and ever more long-term planning, and which would, ultimately, result in a stable system of access to resources in which TACs and quotas need only be modified in specific ci ...[+++]rcumstances and using semi-automatic mechanisms, instead of being altered every year on grounds that are not purely scientific;

14. Calls, all in all, for the phasing-in of a system which can finally produce a fisheries policy that is ever more in line with the biological capacity of stocks that are in recovery, so that the sustainability of the Community's fisheries evolves towards becoming a given rather than an anxiety, and that such is the perception wherever Community fishermen are to be found in the world; which can equip the fleet with the necessary stability, on the basis of sound and ever more long-term-oriented planning; and which can, ultimately, introduce a stable system of access to resources in which TACs and quotas need only be modified in specif ...[+++]ic circumstances and using semi-automatic mechanisms, instead of being altered every year on grounds that are not purely scientific;

21. Such additional information requirements include for example details of the address of the provider/supplier, authorisation and licensing schemes, conditions for exercise of the right to vary contractual terms, form of information to meet the needs of disabled people, duration of the contract, details of guarantee funds and guarantee schemes, whether the provider is subject to any insolvency procedure, language to be used, receipts, details of redress schemes or the right of withdrawal, risks involved, the way information is to be stored and disclosure requirements in the context of telephone calls.

In the case of guarantee schemes, the following should be provided: total amount of outstanding guarantees, premium income, recoveries, indemnities paid out, operating result of the scheme under the year under review.