the borrowing rate, indicating whether this is fixed or variable or a combination of both, together with particulars of any charges included in the total cost of the credit to the consumer.

The winner will get an expenses paid trip to the European Innovation Convention, which will take place in Brussels at the end of this year, and he or she will meet the Commissioner and other leading political, scientific and business figures.

any charges due on termination of the contract, including any cost recovery with respect to terminal equipment,

With respect to terminal equipment, the customer contract should specify any restrictions imposed by the provider on the use of the equipment, such as by way of ‘SIM-locking’ mobile devices, if such restrictions are not prohibited under national legislation, and any charges due on termination of the contract, whether before or on the agreed expiry date, including any cost imposed in order to retain the equipment.

(Return tabled) Question No. 91 Mr. Jim Prentice: With regard to the Indian Residential Schools Resolution Canada Alternative Dispute Resolution process (ADR): (a) what were the original ADR projections, including annual projections, that led to the Government conclusion that the ADR would take seven years at a cost of $1.7 billion to resolve some 12,000 cases; (b) including the estimated budget with any administrative costs versus compensation, what are any updated ADR projections regarding the number of cases expected to be resolved; (c) are any performance reports available on the ADR process; (d) what information is available relating to the total actual cost of the ADR program to date including: (i) a breakdown of the cost of the pr ...[+++]ogram by category (i.e. adjudicator costs, administrative costs, government lawyer costs, government case manager costs, travel expense, other expenses, amount spent on compensation, etc.), (ii) the total cost of the Model A process to date (including a breakdown of administrative costs versus compensation), (iii) the total cost of the Model B process to date (including a breakdown of administrative costs versus compensation), and (iv) the average administrative costs for each Model A and Model B settlement along with the average settlement information; and (e) what information exists relating to the following ADR costs: (i) the amount spent on adjudicators to date, including cost per hearing, (ii) the amount spent on case managers to date, including cost per hearing and any information relating to the need for a case manager to be present at every adjudication, (iii) the amount spent on government lawyers to date, including cost per hearing, (iv) the amount spent on investigations to date including any information relating to the need for investigators to be involved in Model A hearings, and (v) the amount spent on form fillers to date?

Neither would it cover cases such as those of an au pair travelling abroad with a family for which he/she worked, or of a case reported in the British press concerning so-called skiing Chalet Girls acting and cooks and maids for short periods during holiday seasons, working for expenses and pocket money.