disability retirement annuity | disability retirement pension

pension benefit | pension | pension annuity | pension payment | retirement annuity | retirement benefit | superannuation benefit

pension benefits [ retirement benefits | superannuation benefits ]

normal retirement annuity [ normal retirement pension | normal pension ]

disability retirement

pension benefits | pension | pension annuity | pension payments | retirement annuity | retirement benefits | retirement pension | superannuation benefits

three-quarter invalidity pension | three-quarter pension | 75% invalidity pension

full invalidity pension | full pension | 100% invalidity pension

invalidity pension | disability pension | disability income | disability benefit

benefit for physical inability

(b) received a retirement pension or disability pension under either the Canada Pension Plan or An Act respecting the Québec Pension Plan, R.S.Q., c. R-9; or

(e) the probability that a contributor will become entitled to a benefit by reason of disability shall be based on the disability incidence rates used in the preparation of the most recent actuarial valuation report relating to the pension plan established under the Act, taking into account the probability set out in that report, in the case of a compulsory retirement from the Force due to disability, that there would be immediate eligibility for Canada Pension Plan or Quebec Pension Plan disability benefits.

When this person reaches the age of 65, he or she continues with his or her reduced pension, and if the person had to retire for disability reasons before the age of 65, the QPP and CPP are reduced by 30 per cent. It is a reduction of $2,706 for the Régie de rentes du Québec if he or she continues to receive benefits adjusted by the .007 factor.

The features that I think would be desirable in a pension plan are: that it pay a predictable lifetime pension; that it provide sufficient contribution or accumulation room to provide an adequate pension; that it can pay a disability pension when a person becomes disabled while they are still in the workforce; that it will allow a pension to be earned during workforce absences for disability, child care, unemployment periods, et cetera; that it will allow pooling of longevity and investment risk to reduce the cost of pensions for members; that it will allow asset pooling to reduce the cost of administration; and that it will allow ...[+++]new contribution room to be provided when members have investment losses when there is a market downturn.