16. Encourages the Commission to undertake a study into, and the Member States to improve data gathering in respect of the cost of and the demand for housing and the property market in general, taking into account the heterogeneity of housing occupation, the changes in traditional family structures and the specific circumstances of young people and the ageing and declining population; furthermore, calls upon the Member States to take into account access to and the rate of utilisation of technical, social, cultural and transport infrastructure when planning and restructuring housing projects and gathering data;

14. Encourages the Commission to undertake a study into, and the Member States to improve data gathering in respect of the cost of and the demand for housing and the property market in general, taking into account the heterogeneity of housing occupation, the changes in traditional family structures and the specific circumstances of young people and the ageing and declining population; furthermore, calls upon the Member States to take into account access to and the rate of utilisation of technical, social, cultural and transport infrastructure when planning and restructuring housing projects and gathering data;

16. Encourages the Commission to undertake a study into, and the Member States to improve data gathering in respect of the cost of and the demand for housing and the property market in general, taking into account the heterogeneity of housing occupation, the changes in traditional family structures and the specific circumstances of young people and the ageing and declining population; furthermore, calls upon the Member States to take into account access to and the rate of utilisation of technical, social, cultural and transport infrastructure when planning and restructuring housing projects and gathering data;

22. Stresses the need for dialogue and consultation between the various tiers of local, regional and government authorities, in order to ensure that public action is consistent and socially responsible and relies upon coordination that is horizontal (addressing all Community housing policies), vertical (among those dealing with housing at the various levels, European, national, regional and local) and mixed (among public authorities, social and economic interest groups and civil society); calls, moreover, for energetic participation ...[+++]on the part of residents and their organisations with the aim of reaching joint decisions on the revitalisation, redevelopment, management and preservation of the urban environment;

(1) loans fully and completely secured, to the satisfaction of the competent authorities, by mortgages on residential property which is or will be occupied or let by the borrower, and loans fully and completely secured, to the satisfaction of the competent authorities, by shares in Finnish residential housing companies, operating in accordance with the Finnish Housing Company Act of 1991 or subsequent equivalent legislation, in respect of residential property which is or will be occupied ...[+++] or let by the borrower.

For the purposes of this point residential property shall mean a residence to be occupied or let by the borrower.