16 (1) Where a borrower is in default in respect of any payment on a loan, the entire amount of the balance outstanding on the loan shall, at the option of the lender, become due and payable.

16 (1) Where a borrower is in default in respect of any payment on a loan, the entire amount of the balance outstanding on the loan shall, at the option of the lender, become due and payable.

Is European Union law in the specific context of guarantees covering wage claims in the event of the employer’s insolvency, in particular Articles 4 and 10 of Directive 80/987/EEC, (1) to be interpreted as precluding provisions of national law which guarantee only claims falling due in the six months preceding the initiation of insolvency proceedings against the employer, even where the employees have brought an action against their employer before the Tribunal do Trabalho (Labour Court) with a view to obtaining a judicial determination of the amount outstanding and an enforcement order to recover those sums?

- Statutory obligation to attempt to reach an amicable settlement in disputes relating to requests for rent adjustments, recovery of unpaid rent or demands for expulsion from the accommodation.

- Support for tenants throughout all stages of the expulsion procedure: obligation to be put in contact with the social services, specifications relating to the social investigation to be carried out by the social services, training social workers in the legal and welfare aspects of the expulsion procedure, liaison with the Debt Commissions, paying off of rent arrears for persons with no ability to pay these sums back (France, Sweden, Germany).

I make $1,981 a month before deductions, but after deductions and my rent is paid and a loan for all existing bills is paid, it leaves me with about $330 to feed and clothe my kids.