22. notes that cross-border integration of EU retail financial markets is less developed than in the wholesale area; notes that consumers still use physically present institutions more than virtual ones, and notes a predominantly domestic-oriented financing structure; warns, however, against simply overhauling the national consumer protection traditions and legal systems by one-size-fits-all harmonisation; takes the view that national consumer protection traditions must not be interpreted in such a way that new competitors are hindered on the domestic market; emphasises the need for a well-functioning internal market for financial services; notes the im ...[+++]portance of intermediaries in bringing competition to Member States' domestic markets; stresses the benefits of open and pluralistic structures in the European banking market in meeting the different and evolving needs of consumers;

22. notes that cross-border integration of EU retail financial markets is less developed than in the wholesale area; notes that consumers still use physically present institutions more than virtual ones, and notes a predominantly domestic-oriented financing structure; warns, however, against simply overhauling the national consumer protection traditions and legal systems by one-size-fits-all harmonisation; takes the view that national consumer protection traditions must not be interpreted in such a way that new competitors are hindered on the domestic market; emphasises the need for a well-functioning internal market for financial services; notes the im ...[+++]portance of intermediaries in bringing competition to Member States' domestic markets; stresses the benefits of open and pluralistic structures in the European banking market in meeting the different and evolving needs of consumers;

21. notes that cross-border integration of EU retail financial markets is less developed than in the wholesale area; notes that consumers still use physically present institutions more than virtual ones, and notes a predominantly domestic-oriented financing structure; but warns against simply overhauling the national consumer protection traditions and legal systems by one-size-fits-all harmonisation; takes the view that national consumer protection traditions must not be interpreted in such a way that new competitors are hindered on the domestic market; underlines the need for a well-functioning internal market for financial services; notes the importan ...[+++]ce of intermediaries in order to bring competition to Member States' domestic markets; stresses the benefits of open and pluralistic structures in the European banking market to meet the different and evolving needs of consumers;

Instead of intervening in those sectors of the economy and trying to help maintain a balanced economy in Canada, the Conservative government announces with great fanfare, in the documents that are before us, that it is providing across the board tax decreases for all businesses.

By turning away from broad subsidization and toward focused and responsible investment in infrastructure and technology, Transport Canada is helping to build an integrated and affordable national transportation system, something that will benefit all of Atlantic Canada rather than just one specific sector.

A strike, for example in the port of Vancouver, impacts on business and industry across British Columbia because they need products coming in through the port The strike could involve towns and communities being shut down and workers being laid off.