small business counsellor

small business [ small enterprise ]

special scheme for small enterprises | special scheme for small undertakings

3 for 1 small business investment provision [ three for one small business investment provision ]

Small Business Financing Profiles - Small and Medium-sized Enterprises in British Columbia [ Small and Medium-sized Enterprises in British Columbia ]

small distributor, small distribution system operator and small retail energy sales company

small business | small or medium enterprise | small or medium-sized business | small or medium-sized enterprise | SME

Small Company Environmental and Energy Management Assistance Scheme | SCEEMAS [Abbr.]

small and medium-sized enterprises [ EBIC | European Business and Innovation Centre | European Observatory for SMEs | small and medium-sized businesses | small and medium-sized undertakings | SMEs | SMUs ]

executive agency [ Chafea | Consumers, Health, Agriculture and Food Executive Agency | EACEA | EACI | EAHC | EASME | Education, Audiovisual and Culture Executive Agency | ERCEA | European Research Council Executive Agency | Executive Agency for Competitiveness and Innovation | Executive Agency for Health and Consumers | Executive Agency for Small and Medium-sized Enterprises | INEA | Innovation and Networks Executive Agency | REA | Research Executive Agency | TEN-T EA | Trans-European Transport Network Executive Agency ]

Alan Young is vice-president of policy for the CBA, and Caroline Hubberstey is the adviser for small business.

Witnesses: From the Canadian Bankers' Association: Carol Gray, Executive Vice-President, Small Business Banking, CIBC; Jim Hamilton, Vice-President, Strategic Markets, Personal and Commercial Banking, Royal Bank of Canada; Jim Howden, Senior Vice-President, Risk Management and Credit Services, HSBC; Caroline Hubberstey, Advisor, Small Business; Susan Kennedy-Loewen, Vice-President, Small Business Banking, Bank of Nova Scotia; Derrall Moriyama, Senior Vice-President, Small Business Banking, Bank of Montreal; Nick Stitt, Vice-President, Small Business Banking, TD Financial Group; Benjamin Tal, Senior Economist, CIBC; Peter Thompson ...[+++], Vice-President, Business Banking, National Bank of Canada.

7. Points out that the Charter concerns small businesses and this special purpose is what makes it worthwhile; nevertheless, with due regard for its special purpose, considers that the Charter's actions for small businesses should be incorporated in, and supplemented by, the general policy for SMEs based on binding measures not only at Community level but also within Member States, where sharing of best practice should be specifically encouraged; notes, in particular, that the tenth and final line for action on strengthening the representation of the interests of small enterprises ...[+++] requires a review to be completed of how the interests of small businesses are represented at European Union and national level, including through the social dialogue; stresses that this is a key requirement, given that the current composition of the social partners is primarily reflective of larger businesses and their employees; calls, while noting that the Commission's current implementation report focuses on three other key priority areas of the Charter, for early completion and publication of this review; in the meantime, calls on employers' representatives to represent the interests of small businesses without delay in their role as social partners;

39. Calls on the professional organisations of small businesses to deliver an opinion on the Charter's implementation at both national and European level; wants to see them more closely involved, both during the framing of policies and in all the decisions taken at Community level regarding small enterprises, by setting up standing working groups for this purpose; calls on the Member States and the Commission to ensure full and independent participation by the organisations representing all these enterprises in the European social dialogue as a whole; points out that through the Charter, the Commission, in cooperation with the Member ...[+++]States, could put together data on small and micro-businesses with particular reference to the needs of small businesses, including data on the productivity and efficiency of micro-businesses compared with medium-sized businesses, so as to make Community legislation more responsive to their requirements and better adapt its actions, programmes and policies, including through the identification of indicators to assess the impact on business activity;