considérant que, aucun État membre n'ayant fait usage de l'article 1er bis, paragraphe 3, de la directive 87/102/CEE, qui exclut certains frais du calcul du taux annuel effectif global dans certains États membres, celui-ci est devenu sans objet;
Whereas, since no Member State has made use of Article 1a(3) of Directive 87/102/EEC by which certain costs were excluded from the calculation of the annual percentage rate of charge in certain Member States, it has become obsolete;