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What will be the impact on our communities, our social programs and our country's long-term success if we have many in a whole generation who are left out of the labour force?

The features that I think would be desirable in a pension plan are: that it pay a predictable lifetime pension; that it provide sufficient contribution or accumulation room to provide an adequate pension; that it can pay a disability pension when a person becomes disabled while they are still in the workforce; that it will allow a pension to be earned during workforce absences for disability, child care, unemployment periods, et cetera; that it will allow pooling of longevity and investment risk to reduce the cost of pensions for members; that it will allow asset pooling to reduce the cost of administration; and that it will allow new contribution room to be provided when members have investment losses when there is a ...[+++]market downturn.

79. Agrees that there cannot be a ‘one size fits all’ approach to CSR but recognises that the profusion of various CSR initiatives, although demonstrating awareness of the importance of CSR policies, can generate additional costs, be a barrier to implementation and undermine trust and fairness; believes that there must be sufficient flexibility when implementing CSR guidelines to cater for the specific requirements of each Member State and region, with particular regard to the capacities of SMEs; welcomes, however, the Commission's active cooperation with th ...[+++]e participation of Parliament and the Council together with other international bodies to achieve a fundamental convergence of CSR initiatives in the long term and the exchange and promotion of good corporate practice regarding CSR, as well as to push forward the guidelines found in the International Standard ISO 26000 so as to ensure a single global, coherent and transparent definition of CSR; urges the Commission to contribute effectively to the guidance and coordination of EU Member State policies, thereby minimising the risk of additional costs being incurred by businesses operating in more than one Member State as a result of divergent provisions;

81. Agrees that there cannot be a ‘one size fits all’ approach to CSR but recognises that the profusion of various CSR initiatives, although demonstrating awareness of the importance of CSR policies, can generate additional costs, be a barrier to implementation and undermine trust and fairness; believes that there must be sufficient flexibility when implementing CSR guidelines to cater for the specific requirements of each Member State and region, with particular regard to the capacities of SMEs; welcomes, however, the Commission's active cooperation with th ...[+++]e participation of Parliament and the Council together with other international bodies to achieve a fundamental convergence of CSR initiatives in the long term and the exchange and promotion of good corporate practice regarding CSR, as well as to push forward the guidelines found in the International Standard ISO 26000 so as to ensure a single global, coherent and transparent definition of CSR; urges the Commission to contribute effectively to the guidance and coordination of EU Member State policies, thereby minimising the risk of additional costs being incurred by businesses operating in more than one Member State as a result of divergent provisions;