Banking Directive | Directive 2006/48/EC of the European Parliament and of the Council relating to the taking up and pursuit of the business of credit institutions (recast)

Second Banking Directive

Working Party on the Interpretation of Banking Directives

banking [ banking operation | banking services | banking transaction ]

direct banking service [ telephone banking ]

electronic banking [ ATM | auto-bank | automatic teller machine | cash dispenser | HOBS | home and office banking service | home banking | internet banking | online banking | self-service bank ]

central bank [ bank of issue | federal bank | national bank ]

Second Banking Co-ordination Directive

ING Bank of Canada [ ING DIRECT | ING Trust Company of Canada ]

Definition: This block contains a wide variety of disorders that differ in severity and clinical form but that are all attributable to the use of one or more psychoactive substances, which may or may not have been medically prescribed. The third character of the code identifies the substance involved, and the fourth character specifies the clinical state. The codes should be used, as required, for each substance specified, but it should be noted that not all fourth character codes are applicable to all substances. Identification of the psychoactive substance should be based on as many sources of information as possible. These include self-report data, analysis of blood and other body fluids, characteristic physical and psychological symptom ...[+++]s, clinical signs and behaviour, and other evidence such as a drug being in the patient's possession or reports from informed third parties. Many drug users take more than one type of psychoactive substance. The main diagnosis should be classified, whenever possible, according to the substance or class of substances that has caused or contributed most to the presenting clinical syndrome. Other diagnoses should be coded when other psychoactive substances have been taken in intoxicating amounts (common fourth character .0) or to the extent of causing harm (common fourth character .1), dependence (common fourth character .2) or other disorders (common fourth character .3-.9). Only in cases in which patterns of psychoactive substance-taking are chaotic and indiscriminate, or in which the contributions of different psychoactive substances are inextricably mixed, should the diagnosis of disorders resulting from multiple drug use (F19.-) be used. | Modifiers The following fourth-character subdivisions are for use with categories F10-F19: Code Title .0 Acute intoxication A condition that follows the administration of a psychoactive substance resulting in disturbances in level of consciousness, cognition, perception, affect or behaviour, o ...

The SSM, the second pillar of the Banking Union, gives the European Central Bank direct supervisory powers over the euro area's banks, although smaller banks remain under the direct responsibility of national supervisors.

On the same day, the euro Summit pointed out that when an effective single supervisory mechanism is established involving the European Central Bank (ECB) for banks in the euro area, the European Stability Mechanism (ESM) could, following a regular decision, have the possibility to recapitalise banks directly which would rely on appropriate conditionality, including compliance with State aid rules.

11. Calls on the Commission to deepen financial market reform, in particular with a view to financial conglomerates, as well as shadow banking ; to this end, asks the Commission to put forward additional legislative proposals, such as the revision of the Financial Conglomerates Directive (FICOD) and a set of shadow banking directives;

(2) Following the adoption of the Treaty establishing the European Stability Mechanism, the provision for a single supervisory mechanism, is a key step to break the vicious circle between banks and sovereigns and to have the possibility to recapitalise banks directly.It is also the first step towards the creation of an European Banking Union underpinned at EU level by a true single rulebook for financial services and which need to be complemented by common mechanisms to resolve banks and guarantee customer deposits..