In addition, shipowners suffer serious economic damage that their insurance does not always cover, because the circumstances are extraordinary and tend not to be covered by insurance policies.

16. Recognises in this connection the progress made at the GAERC meeting on 22 November 2004 concerning the further development of the rapid deployment "Battle Groups" concept for high-intensity military operations; notes that these Battle Groups are to be primarily derived from the bi–national and multinational forces already existing within the EU; also notes the agreement to work out a Civilian Headline Goal 2008, as approved by the GAERC, and welcomes the intention expressed therein of making the existing civilian instruments more comprehensive and effective, so that the combination of various integrated contingents can take place on the basis of specific needs on the ground; recognises, therefore, that future civilian crisis managem ...[+++]ent within the framework of the ESDP will in effect go beyond the four priority areas set out in Feira (police, rule of law, civil administration and civil protection);

16. Recognises in this connection the progress made at the GAERC on 22 November 2004 in the further development of the rapid deployment ‘Battle Groups’ concept for high-intensity military operations; notes that these Battle Groups are to be primarily derived from the bi–national and multinational forces already existing within the EU; also notes the agreement to work out a Civilian Headline Goal 2008, approved by the GAERC, and welcomes the intention expressed there to render the existing civilian instruments more comprehensive and effective, so that the combination of various integrated contingents can take place on the basis of specific needs on the ground; thereby recognises that future civilian crisis management in the framework of t ...[+++]he ESDP will in effect go beyond the four priority areas set out in Feira (police, rule of law, civil administration and civil protection);

Member States shall not adopt provisions requiring the prior approval or systematic notification of general and special policy conditions, scales of premiums, technical bases used in particular for calculating scales of premiums and technical provisions or forms and other printed documents which an assurance undertaking intends to use in its dealings with policy holders.

5. Member States shall not adopt provisions requiring the prior approval or systematic notification of general and special policy conditions, of scales of premiums, of the technical bases, used in particular for calculating scales of premiums and technical provisions or of forms and other printed documents which an assurance undertaking intends to use in its dealings with policy holders.

The Member State of the branch or of the provision of services shall not lay down provisions requiring the prior approval or systematic notification of general and special policy conditions, scales of premiums, technical bases used in particular for calculating scales of premiums and technical provisions, forms and other printed documents which an assurance undertaking intends to use in its dealings with policy holders.