With respect to mortgage contracts in the case of the principal home, consideration should be given to the possibility that, in the event of defaults in payments due to causes not attributable to the consumer, such as situations of unemployment, any evictions or foreclosures be suspended, applying a moratorium on monthly payments until the person concerned finds work, or replacing the mortgage payments with a lease-purchase option on that home, or setting a monthly rent that is less than 20% of that person’s income for a period of at least two yea ...[+++]rs.

4. Considers that EU regional policy has a key role to play in promoting renewable energy production and also energy-efficiency on a Europe-wide scale, as well as in the field of electricity services and energy transport services; welcomes the fact that the cohesion and regional policy input intended to encourage renewable energy use has continued to expand step by step with the aim that RES fully contribute to the EU energy policy goals and that the EU energy objectives are implemented EU-wide; considers it particularly important for the direction of European policy to be such as to enable the funding rate to be sufficient in the coming period 2014-2020; conside ...[+++]rs the relevance of ambitious targets for renewable energy beyond 2020 in order to foster the renewable and clean energy production;

51. Believes that public funds for RD have to be substantially increased as public investment often provides an incentive for ensuing private investment; stresses the need to enhance, stimulate and secure the financing of research, development and innovation in the Union via a significant increase in relevant expenditure from 2013 notably for the Eighth Research Framework Programme; highlights, in this respect, the catalytic role that cohesion policy has played in the current programming period in increasing RD investment and urges that this trend be continued and strengthened in the next period;

50. Believes that public funds for RD have to be substantially increased as public investment often provides an incentive for ensuing private investment; stresses the need to enhance, stimulate and secure the financing of research, development and innovation in the Union via a significant increase in relevant expenditure from 2013 notably for the Eighth Research Framework Programme; highlights, in this respect, the catalytic role that cohesion policy has played in the current programming period in increasing RD investment and urges that this trend be continued and strengthened in the next period;

51. Believes that public funds for RD have to be substantially increased as public investment often provides an incentive for ensuing private investment; stresses the need to enhance, stimulate and secure the financing of research, development and innovation in the Union via a significant increase in relevant expenditure from 2013 notably for the Eighth Research Framework Programme; highlights, in this respect, the catalytic role that cohesion policy has played in the current programming period in increasing RD investment and urges that this trend be continued and strengthened in the next period;

One of the more significant ones probably is getting the hold period reduced, particularly for people who need that cash flow regularly to pay their mortgage payments, to pay their rent, to pay for groceries, and so on.