full purchase price will be refunded

I would like to see, at the absolute minimum, 100% reimbursement for a course that will benefit me in my job and that will, in essence, benefit DND.

We assess the risks associated with lending to that market, and it's our conclusion they will be able to fully repay any obligations extended to them.

M. whereas, under the Directive on certain aspects of the sale of consumer goods and associated guarantees (1999/44/EC), consumers have the right to a minimum two‑year guarantee after purchasing a product, and whereas the seller is required to deliver goods to the consumer which are in conformity with the contract of sale; whereas conformity is presumed if, inter alia, they ‘comply with the description given by the seller and possess the qualities of the goods which the seller has held out to the consumer as a sample or model’ and ‘show the quality and performance [...]which the consumer can reasonably expect, [...] taking into account any public statements on the specific characteristics of the goods made about them by the seller, the pro ...[+++]ducer or his representative, particularly in advertising or on labelling’; whereas, if there is no such conformity, the consumer is entitled to the remedies available under the respective national law, which in any case include a free-of-charge repair or replacement, and/or, depending on the country and the circumstances, a price reduction or the rescission of the sales contract and repayment of the purchase price;

O. whereas, under the Directive on certain aspects of the sale of consumer goods and associated guarantees (1999/44/EC), consumers have the right to a minimum two‑year guarantee after purchasing a product, and whereas the seller is required to deliver goods to the consumer which are in conformity with the contract of sale; whereas conformity is presumed if, inter alia, they ‘comply with the description given by the seller and possess the qualities of the goods which the seller has held out to the consumer as a sample or model’ and ‘show the quality and performance [...] which the consumer can reasonably expect, [...] taking into account any public statements on the specific characteristics of the goods made about them by the seller, the pr ...[+++]oducer or his representative, particularly in advertising or on labelling’; whereas, if there is no such conformity, the consumer is entitled to the remedies available under the respective national law, which in any case include a free-of-charge repair or replacement and/or, depending on the country and the circumstances, a price reduction or the rescission of the sales contract and repayment of the purchase price;