We applaud the task force's emphasis on the consumer and on competition.

A range of methods to develop participation and partnerships (such as forums, workshops, working groups, agreements, projects) have been used to prepare and implement a set of voluntary local plans, covering amongst others energy, traffic, health and welfare.

[28] ETAN working party report "Science policies in the European Union: promoting excellence through mainstreaming gender equality", 1999; Resolution of the European Parliament on Women and Science of 3 February 2000 (EP 284.656); Commission working document "Women and science: the gender dimension as a leverage for reforming science" SEC (2001) 771 of 15 May 2001; Council Resolution on science and society and on women in science of 26 June 2001; OJ C 199, p.1 of 14.7.2001; Report by the Helsinki Group on Women and Science "National policies on women and science in Europe" - March 2002.

While the three official bilateral Joint Commissions and related Working Groups will continue to steer the implementation of existing bilateral agreements, informal bilateral Senior Officials Meetings, with their related Working Groups, will be refocused on the negotiation and implementation of the new bilateral agreements, with SOM's transformed into Joint Commissions, once the agreements are concluded.

- That this working group pay particular attention to the implications of liberalization measures (deregulation, privatization, and so on) on the respect and protection of human rights and the right to develop;

Yet here we are again, less than two years after Parliament dealt with this question, with a task force recommendation that gives the banks all they've ever wanted in insurance.