Fifthly, SACE argued that, when it created SACE BT in 2004 so as to enter the short-term export-credit market, the management expected a sufficient profitability to be achieved from the capital invested through a three pillars strategy (33) relying on organic growth in credit insurance business (of start-up character for which the initial business plan contains four years forecast) for the first pillar, on ancillary activities to the credit insurance (other types of insurance or services), potentially including acquisitions of other firms, in Italy (diversification in terms of business lines) for the second pillar and on geographical exp ...[+++]ansion through acquisitions of companies operating abroad (geographical diversification) for the third pillar.

‘payment scheme’ means a single set of rules, practices, standards and/or implementation guidelines agreed between PSPs for the execution of payment transactions across the Union and within Member States, and which is separated from any infrastructure or payment system that supports its operation;

Such irrevocability should not affect a payment service provider's right or obligation under the laws of some Member States, based on the payer's framework contract or national laws, regulations, administrative provisions or guidelines, to reimburse the payer with the amount of the executed payment transaction in the event of a dispute between the payer and the payee.

From the Office of the Chief Electoral Officer: Jacques Girard, Director, Legal Services and Diane Bruyère, Assistant Director, Operations.

On 29 January 1994, in accordance with Article 10 of Directive 92/25/EEC, the Commission adopted guidelines on good distribution practice for medicinal products for human use setting out the rules to be followed by wholesalers to ensure that they do not impair the quality of such products in the course of their distribution and that they can participate effectively in identifying and recalling defective or counterfeit products introduced into the distribution network.

It is my pleasure to welcome our first panel today from Infrastructure Canada: David Cluff, Assistant Deputy Minister, Corporate Services and Chief Financial Officer; Jocelyne St. Jean, Director General, Intergovernmental Operations, Program Operations Branch; and Taki Sarantakis, Director General, Policy and Priorities, Policy and Communications Branch.