To meet that objective, the EIAH shall use the expertise of the EIB, the Commission, national promotional banks and the managing authorities of the European Structural and Investment Funds.

(c) any of the terms of the advance (excluding the rate of interest, but including the structure of the interest calculation, such as whether the rate is fixed or floating and the choice of any reference rate referred to) that are not terms that would be made between the bank as lender and the borrower, having regard to all the circumstances, including the nature of the Canadian banking business, the use of the advanced funds in the business and normal risk management practices for banks, were instead terms that would be agreed to by the bank and the borrower.

As an industry, banks provide coin management services, cash management services and account management services to clients.

Anglo Irish Bank furthermore benefits from a guarantee on its liabilities (Eligible Liabilities Guarantee scheme - see IP/09/1787) as prolonged by the Commission on 28 June 2010 (IP/10/854) and an impaired asset measure through the transfer of its commercial property loans to the National Asset Management Agency (NAMA), an impaired asset relief scheme (see IP/10/198).

This high turnover rate is also more characteristic of large banks, where I think small accounts are often used to train new people in account management, and they cycle through them fairly quickly.

This agency is also responsible for the management of 17 per cent of the lands to which Quebec retains an interest and it tries to accommodate the private property owners, who hold 2 per cent of the parkland.